Simplifying and understanding health care in America. In 2004, Congress created Health Savings Accounts (HSAs) with the intention of putting the brakes on runaway health care costs. The concept was simple: Get people to start thinking about health care expenses the same way they think about other goods and services they buy....

It pays to be in the know about mortgages. An expanded and revised version of The Pocket Idiot\'s Guide to Mortgages , this essential volume covers everything homebuyers and re-financers need to know....