Simplifying and understanding health care in America. In 2004, Congress created Health Savings Accounts (HSAs) with the intention of putting the brakes on runaway health care costs. The concept was simple: Get people to start thinking about health care expenses the same way they think about other goods and services they buy....

It pays to be in the know about mortgages. An expanded and revised version of The Pocket Idiot\'s Guide to Mortgages , this essential volume covers everything homebuyers and re-financers need to know....

The purpose of this article is topresent rules and regulations in effect as of this writing for making distributions from qualified retirement plans and IRAs in a concixe, organized and coherant format which may serve as a reference resource to all persons concerned with this subject....